Overview


Most people come to us without any clear idea of where they are to start with, and maybe some vague goal that in the future they would like to retire without seriously undermining their standard of living.

Our first step therefore is to find out exactly what you currently have and see if that is fit for purpose or could be improved.

We then look at any areas that you may have missed – usually this involves planning for potential setbacks, for example how your family would deal with things if you were unable to work.

Next is goal setting, which in one form or other usually means getting you to a level of personal wealth with which you feel comfortable enough to take life changing decisions, such as retiring or changing career.

After that, we put together a plan as to how this can be achieved, minimising tax, and maximising the potential returns based on using evidence backed strategies.